A "digital euro" for the eurozone?

I'm no currency expert. But this doesn't make sense to me. I've never seen how digital currency offers any advantage over electronic bank and credit cards or regular physical currency, except for black-market transactions. And the central-bank version wouldn't be useful for the pump-and-dump cryptocurrency-type speculation.

Full post: https://brucemillerca.substack.com/p/the-european-central-bank-is-planning